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Sort By:- Do you pull a credit report when looking for insurance quotes?Insurance companies do not generally pull credit reports while quoting life insurance. Some large policies (usually over $1Million) may require a credit report before actual issuance of a policy. Read More
- Can I change my EFT Date?
This varies from company to company. Most insurance companies will allow you to move your EFT date to an earlier date, but will not allow you to extend it to a later date. Be sure to call your company .... Read More- What happens at the end of my term policy?
Most term life insurance policies automatically renew at the end of a term. The policy is often designed to increase its price annually at the end of its term, often at significantly increased costs. Read More- When can I cancel my existing policy?
You can cancel your existing policy when you have received confirmation that a replacement policy has been bound ( is in-force) Read More- What is Term Life Insurance?
Term Life Insurance is the simplest form of life insurance, where a fixed amount of protection is provided for a fixed number of years. Coverage amounts can be purchased ranging from $50,000 to .... Read More- Does it cost more to work with a broker?
In most states, brokers are not allowed to charge any additional fees. This means that the rate the insurance company filed with the state is the price you pay. Read More- Why is the bill different if I choose an electronic withdrawal versus being billed directly?
Most insurance companies offer a discount for choosing the electronic withdrawal method, due to the reduced cost of processing paperwork. Read More- What date are my monthly insurance payments due?
Most insurance payments are due at one month intervals starting from the exact date that your policy was issued. Read More- What do you need life insurance?
Life insurance is a must for anyone with family obligations, debt, or significant assets. Life Insurance can be used to provide a family with income, pay off a debt, or even pay estate taxes in the .... Read More- How much life insurance do I need?
If you didn’t make it home tonight, how would your family pay for:1.Home Mortgage:2.Car Payments:3.Groceries:4.Day care:5.College:These are all things to consider when purchasing your life insurance. .... Read More- What other benefits do your policies offer?
As an independent agency, we don’t work with just one company. Each company that we work with provides a myriad of benefits and options. If you are having trouble navigating these waters, .... Read More- How long does it take to buy a life insurance policy?
The application process usually only takes a few minutes. Many insurance companies will provide coverage at the time you apply, if you make your initial payment. If you do not pay at the time .... Read MoreOpen an Agency | Contact Us | Privacy Policy | Sitemap | Copyright 2010 Affordable American Insurance. All rights reserved - Can I change my EFT Date?