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Sort By:- Do you offer Identity Theft Protection?Most of our insurance companies offer ID Theft Protection as part of their homeowner’s or renter’s insurance package. Be sure to ask your agent about it. Read More
- What is liability insurance?
Liability insurance protects you and your family against claims for bodily injury or property damage caused by an auto accident in which you or your covered family members are considered legally responsible. Read More- When can I cancel my existing policy?
You can cancel your existing policy when you have received confirmation that a replacement policy has been bound ( is in-force) Read More- Why would I want coverage on my Condo, isn’t that covered by my HOA?
Most HOA policies do not cover the interior of their units, including wall finishing, light fixtures, appliances, carpeting, and even cabinets and sinks. Without an individual Condo policy, a serious .... Read More- What do I do if there is a fire at my house?
If possible, put the fire out with a fire extinguisher or waterNever use water on an electrical or grease fireGet everyone out of the house quickly and safely Call the fire department or 911 immediatelyCall .... Read More- What happens at the end of my policy term?
Most insurance policies automatically renew at the end of the year, unless they are cancelled in writing prior to their renewal date. Read More- What date are my monthly insurance payments due?
Most insurance payments are due at one month intervals starting from the exact date that your policy was issued. Read More- Do you pull a credit report when looking for insurance quotes?
For home and renters insurance, insurance companies do not generally pull credit reports while quoting or issuing insurance. Read More- How can I reduce my home insurance premium?
Many factors are used to determine your insurance premium. Below are some factors that you can control to help reduce your prices:Choose higher deductible amounts Keep your Home and Auto insurance with .... Read More- Can you bill my mortgage company for my homeowner’s insurance?
If you have an escrow attached to your mortgage, we will gladly bill them for your homeowner’s insurance. Read More- Can I change my EFT Date?
This varies from company to company. Most insurance companies will allow you to move your EFT date to an earlier date, but will not allow you to extend it to a later date. Be sure to call your company .... Read More- Does it cost more to work with a broker?
In most states, brokers are not allowed to charge any additional fees. Read More- How can I protect my valuables (Jewelry, Firearms, Collectibles and Artwork)?
Your agent will gladly schedule expensive items on your homeowner’s or renter’s policy. This will provide you with increased protection for valuable or irreplaceable property. Read More- Why is the bill different if I choose an electronic withdrawal versus being billed directly?
Most insurance companies offer a discount for choosing the electronic withdrawal method, due to the reduced cost of processing paperwork. Read More- What other benefits do your policies offer?
Many of our companies offer additional benefits to their policies. Including but not limited to: Supplemental Death Benefits, ID Theft Protection, and Disappearing Deductibles! Read More- Do you guarantee repairs done to my house after a claim?
Nearly all of our companies provide a guarantee on parts and workmanship on repairs from a covered claim. Read More- What happens if my home costs more to rebuild than my homeowner’s insurance provides?
At AAI, the majority of our homeowner’s insurance policies provide guaranteed replacement cost that significantly increases the protection that your policy provides. Please be sure to ask your agent if .... Read More- Why would I want "Flood Insurance?" I don’t live by the ocean.
More than 50 percent of flood claims occur in areas considered to have a low flood exposure. Even if your home is not in a flood plain, your home could suffer flood damage and Homeowner’s insurance policies .... Read More- Does it cost more to work with a broker?
In most states, brokers are not allowed to charge any additional fees. This means that the rate the insurance company filed with the state is the price you pay. Read More- Do you recommend any companies to fix my house?
Many insurance companies have partnered with certain contractors for loss mitigation and repair. They have been chosen because they meet or exceed certain quality standards that are important to ensure .... Read More- What do I do if there is a broken pipe at my house?
Turn off the water main to your house to stop further damage Contact a disaster restoration company to immediately begin damage mitigation Call the claims number on your policy, or call your agent for .... Read More- Why would I want a "Personal Umbrella Policy?”
Unfortunately, these days anyone can be sued. And multimillion dollar judgments have become all too common. Even if a court decides in your favor you may still have to pay legal fees and court costs. Read More- Why is my homeowner’s insurance coverage different than what it cost to purchase my home?
Homeowner’s insurance policies are designed to rebuild your home in the event of a loss. The cost to rebuild a home and the purchase price of a property are generally much different due to things like .... Read MoreOpen an Agency | Contact Us | Privacy Policy | Sitemap | Copyright 2010 Affordable American Insurance. All rights reserved - What is liability insurance?